Industry
Financial Services
Innovate financial solutions. Transform your services to meet evolving digital banking and payment needs.
Financial Inclusion and Business Model Innovation
Our consultants offer value in helping financial institutions navigate the complexities of modern markets, particularly in expanding financial inclusion, designing new business models, and fostering multi-stakeholder engagement.
Micro, Small, and Medium Enterprises (MSMEs) are often underserved by traditional financial institutions. DI consultants help bridge this gap by designing strategies that enhance financial inclusion. Through market research and an understanding of local market dynamics, they assist financial institutions in creating tailored products and services that meet the unique needs of MSMEs. By analyzing the demand-supply gap, consultants identify opportunities for banks and financial institutions to innovate, offering solutions such as microloans, digital banking services, and affordable insurance.
A key value of consultants lies in their ability to design new business models and facilitate collaboration between various stakeholders. By engaging with financial institutions, banks, innovative startups, and technology companies, our consultants can help create an ecosystem that fosters innovation and growth. Their expertise in multi-stakeholder engagement ensures that all parties, from regulators to private-sector partners, are aligned in their goals, leading to smoother implementation of new initiatives.
DI offers a wide range of support services to help financial institutions succeed. This includes market research to assess local needs and competitive landscapes, as well as identifying innovations that can be replicated for new business models. Additionally, our consultants assist with capabilities planning, ensuring that the necessary skills, technologies, and partnerships are in place for successful execution. This often involves bridging the gap between traditional financial institutions and emerging tech companies, fostering partnerships that lead to innovative solutions in areas like digital banking and fintech.
With experience in both consulting and technology investment in different markets, DI offers value beyond that of traditional strategy consultants. We provide strategic insights and hands-on support to help financial institutions drive financial inclusion, innovate new business models, and build multi-stakeholder collaborations, fostering the creation of new business opportunities.
DI supported a global consumer finance company
A client exploring the auto-lending market in Vietnam faced a significant challenge: the absence of a reliable credit rating system, which prolonged screening processes and increased the risk of ineffective decision-making. These inefficiencies created barriers to market growth and constrained the ability of lenders to extend loans confidently.